India's middle class has traditionally shied away from taking credit and loans, a mindset that stifles innovation and entrepreneurship. To transform from a nation of job seekers to job creators, it's essential to overcome this aversion and foster a culture that views credit as a catalyst for growth and opportunity
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The Pune-headquartered lender also experienced a 9.44 per cent rise in total deposits, which now stand at Rs 2.67 lakh crore
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