Author
R. Ramakumar is NABARD Chair Professor and Dean of the School of Development Studies at the Tata Institute of Social Sciences, Mumbai. His research has focused on agrarian change, agricultural credit policies, rural livelihoods and the Aadhaar project. He was recently appointed as a member of the State Planning Board in Kerala
A cashless economy, in other words, is not created by diktat. It requires, as a pre-requisite, a structural transformation of the rural economy into a modern and productive sphere
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