Author
As an Editorial Consultant for BW Businessworld, Aniruddha writes independently on investor awareness, correct financial planning & investing practices and the impact of regulatory developments on the personal finance ecosystem. He holds an MBA with distinction from Oxford.
Here’s a simple model to help you arrive at the optimal life cover for your needs, based on the three key determinants – namely, income replacement, goal protection, and liability coverage.
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After China declared all crypto transactions as “illegal” last week, the controversial asset tumbled heavily; cracking below the 40K USD mark before resurrecting itself to around 44K levels as on date.
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Mainly aided by the explosive growth in SIP’s (Systematic Investment Plans), the Indian Mutual Fund industry has registered an explosive growth in the past few. There are, however, a common set of traps that Mutual Fund investors (seasoned and new alike) keep falling into. Here are the top five that you need to avoid at all costs.
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If you’re fast approaching the date that you finally plan to hang up your work boots and relinquish your steady income, you’re in a tricky phase of your life – financial planning-wise. Perhaps you’re coasting towards a comfortable retirement, or maybe some urgent rear-guard action is called for. Answering these five questions honestly will go a long way in helping you figure things out.
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Investors will benefit from knowing what some of the most common triggers for the Action Bias are. Armed with awareness, they will be better equipped to not fall prey to them. Here are the top four.
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Here are five surprising causes of Financial Stress to be watching out for.
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It’s well known that Financial Planning is “simple, but not easy”. Indeed, it’s a fact that the basic tenets of Financial Planning are relatively straightforward – the ease of adhering to them is a different story! While thumb rules and simplistic frameworks for Financial Planning abound, the “pyramid approach” stands out as the clear winner.
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Nerve-wracking crash followed by a stupendous rally – the past year and a half have spelled consternation for many mutual fund investors; especially those who exited in panic during the throes of COVID last year and sat on the fence as stock prices soared into orbit! Here are a few simple tips for mutual fund investors to successfully ride out and profit from volatile markets.
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Investment Risk Profiling is possibly the most critical (and unfortunately, the most ignored) step of the Financial Planning process. Whereas in principle, most people are aware that all investment vehicles are not suitable for everyone, only a handful of investors actually embark upon their investment journeys from the safe shores of risk profiling; preferring to be thrown into the deep end instead. This can have disastrous consequences.
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With the recovery more or less fully priced in, investors remain as confused as ever. If this situation sounds like your own, here are five things for you to do (or not do!) right now.
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