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Anirudhha Bose

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As an Editorial Consultant for BW Businessworld, Aniruddha writes independently on investor awareness, correct financial planning & investing practices and the impact of regulatory developments on the personal finance ecosystem. He holds an MBA with distinction from Oxford.

Latest Articles By Anirudhha Bose

How Insurance Marketing SMSes Mislead

Most Life Insurance marketing SMSes aim to sensationalise the ‘returns’ earned on the product by drawing a contrast between the savings amount and the final corpus.

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Are You Investing Or Speculating?

The smallest sign of your portfolio slipping into the red sends pulsating waves of panic through your system.

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What’s your Investing Personality Type?

You’re forever putting off investing, saving, and financial planning for a ‘better time’. You tend to spend first and save later. You’re likely to be leveraged from piling on EMI’s and personal loans.

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FD’s or FMP’s?

While FMP’s have a hard lock-in (there’s no option available to encash your money prior to the maturity of the fund), FD’s provide options for quick and easy withdrawals using net banking.

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How To Tailor Your Mutual Fund Portfolio To Your Goals

The overwhelming determinant of your choice of Mutual Fund needs to be your goal tenor, or time remaining to your goal.

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Five Life Insurance Sales Traps To Watch Out For

“Plan ABC will give you a guaranteed return of X per cent, which is an excellent cushion against the present market volatility”

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Four Ways To Max Out Your Credit Score

Although most people are aware of the importance of having a healthy credit score, fewer still know the key factors that impact it. Here are the four most important ones, in descending order of their weightage.

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Age Old Templeton Maxims – And Their Relevance In 2021

Here are ten of his most well-documented investment maxims and their relevance in today’s dynamic investment landscape.

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5 Reasons Why Your Goal Plan Is Failing (And What To Do About It!)

If you’re a goal-based saver, here are six things to watch out for to ensure that you stay firmly geared up for long term success.

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Financial Freedom – A Five Point Plan

Here’s a simple, yet powerful 5-point plan through which anybody can attain this state, irrespective of their income level or present life state.

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