InCred Money Launches Maiden Issue Of MLDs For Retail Investors
InCred Money is launching its maiden issue of Market-Linked Debentures (MLDs) for retail investors. This maiden MLD offering, the InCred NiftyBalanced MLD Aug’25, is issued by InCred FinancialServices, which is A+ rated and one of the leading NBFCs in its market segments.
The product is exclusively available on the InCred Money platform.
The issue offers 100 per cent Principal Protection, and the returns are linked to the Equity Market Benchmark Nifty 50 Index. It provides a minimum total return of 14 per cent at Maturity (31 Aug 2025) and offers upside participation in the Nifty 50 Index that can lead to an overall total return of 30 per cent at Maturity.
Bhupinder Singh, Founder, and Group CEO of InCred, explained, "This MLD product enables investors to participate in the Indian equity growth story, with principal protection and a minimum guaranteed return. InCred is known for cutting-edge product innovation and this issue is yet another example of that”.
Vijay Kuppa, CEO at InCred Money said, “Today's investors are looking for more than just conventional investment products. They need solutions that combine the twin requirements of stability and growth. TheMLDs on our platform address this demand by bridging the gap between fixed-income and market-linked returns. To address the challenge of illiquid secondary markets for debt instruments, we are also offering the feature of ‘Anytime Liquidity’ on the InCred Money platform. We understand the value liquidity has for debt market participants, and this step strives to offer our investors with flexibility and convenience when managing their investments.”
This is the second product from InCred Money after the successful launch of their Corporate Bond offering in June 2023 and is in line with their vision to empower retail and mass affluent investors seeking better risk-adjusted returns by giving them access to alternate investment options starting from just Rs. 1 lakh.
