Gaurav Mashruwala, Certified Financial Planner in an exclusive conversation with BW Businessworld defines market risks where investments and returns are dependent on movement in the economy. Moving further he said, “taking high risks does not guarantee high returns as when the focus is on high return people get carried away because everybody wants returns and risk is subdued”. Gold and market equity are examples of market risks as there is lot of price transparency and they are subject to market, said Mashruwala.