Moderation in small-ticket loans and a decline in new-to-credit volumes present opportunities for financial inclusion
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Proposed changes in liquidity coverage ratio framework to further moderate the reported liquidity coverage ratio (LCR) and constrain the credit growth for banks
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In the financial year 2023, all scheduled commercial banks registered the highest absolute growth in deposits and credit since 1951-52. Deposits grew by Rs 15.7 lakh crore and credit by Rs 17.8 lakh crore, pushing the incremental credit-deposit ratio to 113 per cent
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"The Indian economy and the financial system remain robust and resilient, anchored by macroeconomic and financial stability," says RBI
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