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Articles for Personal Finance

Handling Late ITR Submissions

Belated ITR can be filed similar to regular ITR, before 31st December, but penalties will be applicable

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Navigating ITR Notices: Causes And Classifications

Income generated by assets (land, shares, mutual funds etc.) bought under your spouse or child’s name need to be declared by you as well

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Weather The Storm: Financial Advice for Post-Layoff Recovery

Prioritise debts based on high interest rates, outstanding balances, or creditor terms so you free up more cash in the later months where the cash crunch is higher

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UPI Transaction Limit For Taxpayers Increased, Proposal To Allow Delegated UPI Payments

It has now been decided to enhance the limit for tax payments through UPI from Rs 1 lakh to Rs 5 lakh per transaction

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RBI Cracks Down On Top-up Loans Used For Speculative Purposes: How It Affects You

Using a top-up loan for speculative investments can lead to considerable financial losses for borrowers thereby impacting their ability to repay the loan and risking a foreclosure

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Car Stuck In The Road Due To Water Logging? Here Is How Your Car Insurance Can Help

Taking a comprehensive car insurance policy with appropriate add-ons can help you protect against various flood-related perils

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Wayanad Landslides: Irdai Tells Insurers To Disburse Claims At The Earliest

Insurance companies are also required to activate and advertise 24/7 helplines to assist claimants and raise awareness about the measures being taken

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AePS Frauds On The Rise: Here Is How To Protect Yourself

Lock your Aadhaar biometrics through the UIDAI webiste or mAadhaar app to prevent unauthorised use

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