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Articles for Banking & Finance

'IT & Pharma Two Fastest Growing Sectors Have Been Encountering Headwinds In The Global Markets'

Prateek Agrawal, Business Head & CIO, ASK Investment Managers speaks to BW Businessworld on his current take on the Indian Equity markets, imminent global and local risks, his favorite sectoral picks and on why he doesn’t like to take cash calls in his PMS

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India Making Concerted Push To Tackle Bad Loan: Fitch

Indian authorities are making a more concerted push to clean up bad loans in the banking sector but the move would impinge on banks' profitability in the short-term: Fitch Ratings

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Sharing Note Ban Process Details Will Affect India's Economic Interests, Says RBI

Six months after the announcement of demonetisation by Prime Minister Narendra Modi, the RBI has declined to share details of the note ban process, saying it would be detrimental to the country's economic interests

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Sebi Investor Survey 2015 Throws Up Interesting Insights About Mutual Fund Investor Behaviour

The disturbing fact that 78 per cent of MF investors dump their holding before 36 months — an astounding 57 per cent before 12 months — throws up unforeseen industry risks

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RBI Begins 'Corrective Action' For IDBI Bank Over Bad Loans

The Reserve Bank of India has initiated "prompt corrective action" for state-run IDBI Bank over its high bad loans and negative return on assets, the lender said

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A Step For India's Banks, But No Giant Leap For Bad Debt

The government's move to strengthen the hand of the Reserve Bank of India will help it push reluctant lenders towards writedowns and errant borrowers into insolvency, bankers said, but the country is far from drawing a line under its $150 billion of sour debts

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Assessing Your Risk Profile

There are two distinct sub-components of what determines your overall risk profile - namely, your risk appetite and your risk tolerance. Both combined go on to form your unique personal Risk profile

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SBI Cuts Affordable Home Loan Rates By 0.25 Per Cent For New Borrowers ; Lowest In Market

India's largest lender SBI on Monday announced a steep reduction of 25 basis points in affordable housing loans to 8.35 per cent for new borrowers

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