For those uninitiated to the world of finance, investing often seems like a daunting and perplexing concept. Of course, everyone dreams of being one of those fabulously wealthy Dalal Street honchos, but stocks may seem too risky. Here are five basic and pretty safe investment options that can be considered to kick-start your portfolio.
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Mark Zuckerberg, the co-founder and chief executive of Facebook, announced on Tuesday (November 02) that he and his wife Priscilla Chan would give 99 per cent of their Facebook shares “during our lives”. Mr Zuckerberg said the donation currently amounts to $45 billion. The pledge was made in an open letter to their new-born daughter, Max, who was born about a week ago. Mr Zuckerberg’s charitable plans are not new when it comes to growing interest in philanthropy among powerful billionaires. Here is a list of five other billionaires who like Zuckerberg are committed to improving the lives of millions.
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While hopes are pinned to the ongoing negotiations in Paris, climate change is an issue that the world has been trying to arrive at a consensus for nearly three decades now. Here’s a look back at the rocky road of international climate negotiations.
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The comeback of Maggi might have struck an emotional chord amongst its loyal consumers, but the market leader still has to get back the consumers it lost to its competitors during it’s absence in the shelves for five months. Instant noodles are a Rs 5,300 crore market in India according to Euromonitor, with market leader Maggi from Nestle India enjoyed a 63 per cent share. Given the quality problems Maggi has lately been facing, the launch timing may be just right for Patanjali Atta noodles and Indonesia’s Joymee, whereas the existent players – ITC’s Yippie and Wai Wai that reigned the noodle market for five months are the ones to watch out for Nestle.
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Microsoft announced two new flagship smartphones today which the company says are targeted for the Windows fan and for enterprise and business users who like working on the go. Here are some note-worthy features that the two handsets offer.
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2015 will go down as the year of renewed commitments, with the Sustainable Development Goals and the COP21 which kicked off in Paris today. Climate Change has become one of the most pressing contemporary issues and there is a lot of hope pinned on the Paris summit to broker a globally acceptable deal to move towards a sustainable future. Here is what to expect from the summit:
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While well-known places like Paris, the Grand Canyon and the Great Barrier Reef are definitely worth visiting, while planning trips there is often a tendency to get fixated with these and forget about the hidden gems tucked around the world.
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In order to chase market returns or funds that would beat benchmarks and markets by wide margin, most investors run after the current favourites based on short-term performance. In the process, not all investors stand lucky. For stable returns in line with market performance, Index mutual fund is the answer but it remains the most ignored category amongst mutual funds investors and it’s not even the favourite with most distributors
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Over-dependence on debt for upgrading your lifestyle by acquiring consumer goods leads to a debt trap, which, if mismanaged, becomes irreversible. Avoid impulsive buying at all cost and avoid the temptation to stretch your purchases. The credit card spends and personal loans are unsecured loans and carry a high interest rate. They are primarily taken for purchase of consumer goods or on lifestyle expenses. This makes them qualify as ‘destructive loans’ unlike home loans that helps in creation of an asset.
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