Author
As an Editorial Consultant for BW Businessworld, Aniruddha writes independently on investor awareness, correct financial planning & investing practices and the impact of regulatory developments on the personal finance ecosystem. He holds an MBA with distinction from Oxford.
Sometimes the levels of ignorance about life insurance products even among educated and worldly-wise individuals can be staggering
Read MoreWhile mutual fund investing is relatively simple in principle, there are in fact a few all too common mistakes that can wreak havoc on your portfolio and negate your chances of making good returns from them. Investors, beware!
Read MoreThe asset allocation you choose to start off with will largely determine your long term return. If you've young and have a long term investment horizon, go for a larger allocation to the equity fund and a lower allocation to debt
Read MoreThe expense ratio of a fund essentially encompasses the sum total of the costs that are incurred in distributing, managing and operating it
Read MoreDon't use them to replace equities, and don't jump in to subscribe to each and every issue without adequate deliberation. And yes - if you're looking to trade, just stick with ETF's
Read MoreMany mutual fund schemes follow a dynamic asset allocation approach based on market valuation indicators - you might want to park 20 per cent of your investments into these
Read MoreThe younger you are, the better you can observe current trends. Engaging with high spenders and observing their spending patterns can come in handy
Read MoreIf you, like many others, are new to Mutual Funds, here are a few things you need to know right off the bat
Read MoreFrequent and disciplined rebalancing will safeguard against the risk of getting caught into one of those nightmarish market falls that have scared scores of investors away from the markets forever
Read MoreWorking with a trustworthy advisor or taking time out to self-educate on matters related to personal finance will go a long way in helping you nip this dangerous tendency in the bud
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