Author
As an Editorial Consultant for BW Businessworld, Aniruddha writes independently on investor awareness, correct financial planning & investing practices and the impact of regulatory developments on the personal finance ecosystem. He holds an MBA with distinction from Oxford.
Utilising technology, DIY platforms enable investors to assess their risk profiles and take investment decisions by themselves. The execution process typically involves little or no paperwork
Read MoreA smart investor should steer clear of monthly income plan (MIP) mutual funds and opt for a SWP-based strategy instead
Read MoreWhile the remodelled National Pension Scheme is a step in the right direction, it is not the perfect retirement plan
Read MoreHaving adequate health insurance is the cornerstone of a robust financial plan. But choose wisely between family floater and individual plans
Read MoreSure, you have bought one or more life insurance policies — but is your life cover enough? If you are not adequately insured, get a simple term plan for the shortfall
Read MoreLinked plans were ‘good’ as long as commissions on them were high. Agents now prefer selling low-yielding non-linked plans to investors
Read MoreYou got to know when to hold them, know when to fold them, know when to walk away, and know when to run,” crooned superstar country and western singer Kenny Rogers in 1978. In doing so, Rogers might just have inadvertently dispensed a priceless piece of advice to investors about the importance of making rational “selling” decisions
Read MoreAre you an optimistic person? Do you live life “sunny side up”? If yes, that’s wonderful; however, it may surprise you to know that your infectiously positive personality might be impeding your ability to make successful investments
Read MoreThis year, consider migrating your portfolio to a fee-based advisor; but do so with a hint of caution. It is still early days for the fiduciary model in India
Read MoreIf you are starting off in your 40’s, you are very late. You may need to re-look at your post-retirement lifestyle. So get really disciplined and start saving as much as you can
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