Author
As an Editorial Consultant for BW Businessworld, Aniruddha writes independently on investor awareness, correct financial planning & investing practices and the impact of regulatory developments on the personal finance ecosystem. He holds an MBA with distinction from Oxford.
How can you decide whether a plan is worth it, or not? Here are five important features to consider while making your buying decision
Read More"Investors are now seeking more logical processes for making investment decisions and they have started understanding the logic of buying low for long-term wealth creation. Investors should invest through the SIP route that entails regular investments and better investment experience for the long term," Radhika Gupta.
Read MoreRemember that switching from the dividend option to the growth option of a fund will attract loads and taxes, so you’re better off deciding your preferred mode of investment at the beginning
Read MoreEntrepreneurs need to take some unique financial planning considerations into account. Particularly if they are transitioning from cushy corporate jobs, and have no family history of entrepreneurship
Read MoreHaving a goal plan in place will take away much of the unease, and help you build a sense of comfort and security about your financial future
Read MoreFor sure, Mutual Funds 'Sahi' hai - but just which one is 'Sahi' for you at this time, is a question best answered by an unbiased Financial Advisor with nothing but your interests in mind. Look before you leap
Read MoreNon-Linked Plans have very poor exit options. They do not attain a surrender value until after you've paid the third premium, and post that, the amount you can recoup from the plan in any given year builds up gradually to 90% or so over several years
Read MoreThe VIX measures the broad level of “volatility expectations” for the next 30 days. The number itself is derived from the order book of NIFTY Index Options, based on the bid/ask prices of option contracts
Read MoreA simple health or critical illness policy will likely not cover your financial bases fully, if you unfortunately do contract the dreaded illness. If you have a family history of cancer, it would be a wise and responsible move on your part to take up a cancer insurance policy. Notably, the premiums you pay are deductible from your income under Section 80D as well
Read MoreHere's a compilation of the top three most misleading insurance marketing communications that are doing the round these days. As they say in Life Insurance parlance - "Caveat Emptor" or "Let the Buyer Beware!"
Read More