Author
Raghu Mohan is an award-winning senior journalist with 22 years of experience. He has worked for BW Businessworld since December 2006, and is currently its Deputy Editor. His area of expertise is banking – commercial, investment, and the regulatory. Previous stints include those at The Financial Express and Business India.
The stress on size places HDFC Bank at No. 3, but it’s first class all the way
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ICICI Bank battled a tough credit market to make it to the top league
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SBI gained hugely from the merger of its associate banks even as it focussed on retail
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On 8 November, came the tsunami; since then, growth has been on a southward sojourn. Is demonetisation to be blamed, asks Raghu Mohan
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Rs 2.11 lakh crore in capital to be infused into state-run banks
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The pain will linger, and no quick fixes are in sight
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The environment of competition between the P2P lending and banking sectors across the globe has led to the creation of the ‘coopetition’ model
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Nothing can stop fintechs from changing the lives of people forever. As true as that is, the lot can’t wipe out banks; in fact, they both need each other
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Stodgy banks, hunched over by capital and dud-loan concerns, their eyes off book-growth; a swathe of the populace (over 40 per cent) beyond the pale of formal finance; the gaggle of impatient millennials and the live-in of finance and technology have given rise to goblins
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The reigning deity on the banking turf was the State Bank of India or “Big Daddy” as the financial markets referred to it; others of adipose-laden ilk also had a free run
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