As of 9 August 2023, the total count of Jan Dhan accounts has surpassed 50 crore, marking a span of nine years since the initiative's launch in August 2014.
Based on data furnished by financial institutions, among these Jan Dhan accounts, 56 per cent are owned by women, while 67 per cent have been initiated in rural and semi-urban regions.
The cumulative deposits in these accounts have exceeded Rs 2.03 lakh crore, accompanied by the issuance of approximately 34 crore RuPay cards at no cost.
The mean balance within these Jan Dhan accounts stands at Rs 4,076, and over 5.5 crore accounts are benefiting from direct transfer of benefits, as confirmed by official sources.
The Jan Dhan programme extends various advantages to its account holders, encompassing the provision of a bank account without obligatory minimum balance, complimentary RuPay debit cards inclusive of Rs 2 lakh accident insurance, and the potential for overdrafts reaching up to Rs 10,000.