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Articles for Personal Finance

OPD Insurance: Trim Your Medical Bills

OPD insurance typically covers a range of outpatient services, including doctor consultations, diagnostic tests, pharmacy expenses, minor procedures, and preventive health check-ups

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Taming The Inflation Monster

Inflation is the hidden enemy that eats into your savings and plays havoc with your financial goals. Here is how to invest smartly and secure your future

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Have A Low Risk Appetite Yet Want To Invest In Equities? Equity Savings Funds Are For You

Since these funds have a minimum of 65 per cent in equities, they are treated as equity mutual funds and hence taxed accordingly

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BW Businessworld's Latest Issue Offers Personal Finance Roadmap For The New Economic Era

The latest issue provides strategies to combat inflation, celebrates financial leadership and unravels corporate acquisition avenues

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When The Markets Crash, The Last Thing You Should Do Is Stop Your SIPs; Here’s Why

It is not possible to time the market, so investing regularly through SIPs is the only way to create wealth over a period of time

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How To Select Between The Old And The New Tax Regime?

Which tax regime is suitable for you will depend on your income, and the deductions you can avail, so it is important to compare your tax liabilities under both regimes to arrive at a decision

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Low Volatility Index Funds: Your Friend During Market Volatility?

Upon analysing the performance of the Nifty 100 Low Volatility 30 Index across different market cycles, it can be noted that typically it outperforms the broader index during bear market periods

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Laid Off? Here Is How To Financially Navigate The Tough Times

Cutting down your expenses, looking for alternative sources of income and digging into your debt investments will help you survive the difficult times post a layoff

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Waterlogged Roads Are Nightmare For Car Owners: Here Is How To Get Covered

Getting a comprehensive car insurance policy with the required add-ons can help protect your car from water damage during floods

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How Much Money Do I Need To Retire?

How much you need for retirement would be based on a number of factors both personal and beyond your control, but it helps to have a plan in place

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