She says, "The Reserve Bank and the government are repeatedly telling the banks to pay attention to their core business activities"
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The bank loan write-off was highest during 2019-20 when the figure came in at Rs 2.34 lakh crore. In 2020-21, banks wrote off Rs 2.02 lakh crore which further came down to Rs 1.74 lakh crore in the following year
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The disruption affected various banks, including cooperative and regional rural banks that rely on C-Edge Technologies for their technology services
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Effective from FY25, these guidelines aim to avert situations similar to the collapse of Silicon Valley Bank by ensuring that banks are well-prepared to handle sudden outflows
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In addition to revenue gains, productivity gains are expected to be manifold
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The report revealed that banks can enhance employee productivity by up to 30 per cent by implementing AI technologies to streamline numerous language-related tasks
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