Author
As an Editorial Consultant for BW Businessworld, Aniruddha writes independently on investor awareness, correct financial planning & investing practices and the impact of regulatory developments on the personal finance ecosystem. He holds an MBA with distinction from Oxford.
If you can control your spends, use your credit card responsibly, and make your payments well in time - there’s always the associated long term benefit of helping build out your credit score.
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When you're spending on a card, you really are spending your future cash flows. You really should be saving your future cash flows for your financial goals instead
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A bond is really nothing but a loan. The issuer of the bond borrows money from the bondholder, who is the lender in this case. The interest (coupon) rate fixed for the bond depends primarily on the prevailing market rates and the creditworthiness of the borrower
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Despite all the efforts to create awareness about the nuts and bolts of retirement planning, a few all too common mistakes persist
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The implementation of the commission disclosure norms later this year is likely to further impact the motivation of the MF distribution community, which is already on a fairly weak wicket. It is estimated that only one in five registered distributors are actually selling MFs
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It's not enough to simply run a high reserve-surplus ratio each month. Equally vital is the act of channelizing this surplus amount on auto mode into inflation beating investments
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Trading or long term investing - what would you recommend to a retail investor? Is it true that retail investors tend to lose money when they trade aggressively?
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Neil Parikh, Chairman & CEO, PPFAS Asset Management, talks about the rationale behind their unique strategy of running just one fund and more
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The savings of direct plans can get easily squandered away by wrong selection of funds or nervousness every time markets twist and turn
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G. Pradeepkumar, CEO of Union KBC Mutual Fund speaks to BW Businessworld on the reasons that are holding back retail investors from investing in and making returns from Mutual Funds, Goal Alignment of Mutual Fund investments, his AMC’s future plans for growth and more
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