Author
As an Editorial Consultant for BW Businessworld, Aniruddha writes independently on investor awareness, correct financial planning & investing practices and the impact of regulatory developments on the personal finance ecosystem. He holds an MBA with distinction from Oxford.
Ignoring the process of risk profiling can further worsen the effects of the optimism bias as well as its distant cousin – the loss aversion bias
Read More
All those balking at the prospective changes to the Long-Term Capital Gains (LTCG) norms on Equity Mutual Funds need to ask themselves just why they're so concerned
Read More
TotalSecure+ is a pure term insurance plan with no maturity benefits - in effect, the best kind of insurance plan
Read More
GILT funds are best used intermittently for shorter time frames, to boost returns from a debt fund portfolio that's otherwise predominantly low risk and accrual based
Read More
If the plethora of complex -sounding terminologies related to your traditional Life Insurance policy are leaving you flummoxed, you're not alone. Even many seasoned insurance buyers haven't been able to fully wrap their heads around many of the nuances of their policies! For your benefit, here are a few of the most relevant features of your traditional (or "non-linked") Life Insurance plan, minus the jargon.
Read More
Are your investments scattered all over the place? Do you tend to invest small amounts in a plethora of different schemes? Do you have no clue about the annualized rate at which your money is growing at, or how much your cumulative sum assured is, across your life insurance policies? Do you have stacks of investment documents and statements flying all over the place? If you answered yes to any of these, chances are that you're "the disorganized one"
Read More
Stay invested in long-term debt funds till the 10-year yield hits 6 per cent, and then switch to funds with a modified duration of 2 to 2.5 years thereafter
Read More
Smart investors will be doing their personal finances a favour by giving this "not-so-shiny" diamond a wide berth! Fortunately, you won't have a choice after 31st August
Read More
Tejasvi Mohanram, Founder & CEO, Rupeepower speaks to BW Businessworld on his success mantra, his business model, and the future of FInTech in India
Read More
Follow the Buddha’s ‘middle way’ when it comes to monitoring your investment portfolio
Read More
