Author
As an Editorial Consultant for BW Businessworld, Aniruddha writes independently on investor awareness, correct financial planning & investing practices and the impact of regulatory developments on the personal finance ecosystem. He holds an MBA with distinction from Oxford.
Buying a home as an end user isn't a decision to be taken lightly. It is in fact a long-term decision involving a serious outlay of money
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Investors will benefit from knowing what some of the most common triggers for the Action Bias are. Armed with awareness, they will be better equipped to not fall prey to them. Here are the top four
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Here's the good news - IRDA stipulates that you can change your mind within 15 days of the policy issuance, and you'll get your money back, no questions asked!
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Debt funds have grown in popularity in recent times, with deposit rates having fallen to near 6.5% levels across maturities in the last few months. However, many investors still remain confused about what sort of debt fund is suitable for what purpose. This should serve as a simple clarification
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It's sensible to make your traditional policy 'paid up' instead of surrendering it altogether
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Insurance related SMS marketing campaign could be misleading. Lately, there's an SMS doing the rounds about a policy that will purportedly "triple your investment in 20 years' time". Prima facie, this might seem like a fantastic opportunity. However, does it pass the 'dig a little deeper' test? Let's find out
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Intelligent people seem particularly prone to waiting for the 'big ticket' investment rather than putting away small sums of money in a systematic manner towards their future goals
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Don't let your risk tolerance get in the way of your selecting higher growth instruments. Rather, use risk profiling as a process for building self-awareness and fine tuning your investment choice instead of dictating the choice of asset class altogether
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Over the past decade, two things have been firmly established. One, life insurance is sold, and not bought, in India. Second, the profession of life insurance sales is becoming more and more ‘transactional’ in nature.
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