Author
As an Editorial Consultant for BW Businessworld, Aniruddha writes independently on investor awareness, correct financial planning & investing practices and the impact of regulatory developments on the personal finance ecosystem. He holds an MBA with distinction from Oxford.
New investors could consider taking the SIP route and opting for the first category of funds, in order to take a more measured allocation to them
Read More
Launched in 2009, ICICI Prudential Long Term Plan has built up an impressive track record of predicting interest rate cycles, translating into a noteworthy since inception annualized return of 10.56%
Read More
In scenarios such as todays, where rates are projected to come down in the medium term, it certainly makes sense to select a shorter reset period so that the benefits of the reduced rates get passed on to you more quickly
Read More
The glory days of Mutual Fund NFO’s peaked during the heady bull run of 2007, which witnessed more than 50 new schemes getting launched within a single calendar year.
Read More
All things considered, SGB's provide investors with a secure, convenient, tax efficient and better return alternative to owning physical gold. If you're looking to fit gold into your portfolio, there's no reason why you shouldn't aim for the upper-limit ownership of 500 grams per fiscal year
Read More
Term Insurance is a pure risk transfer tool, and if there’s nobody who would get financially affected by the loss of your life, you don’t need it
Read More
While EPF proceeds are completely tax free, NPS proceeds are not. Per current norms, only 40% of the final accumulated corpus can be withdrawn tax free, with another 40% requiring the purchase of an annuity that’ll provide a fully taxable income, and the remaining 20% being taxable
Read More
As equity markets continue blazing a new trail, and debt funds continue delivering double digit returns, many of these myths are steadily picking up pace. It's important for Mutual Fund investors to remain alert to them. Here go the next three fallacious beliefs
Read More
It's best to not get too excited by SMS campaigns promoting traditional insurance plans
Read More
Munish Sharda, MD & CEO, Future Generali Life Insurance speaks with BW Businessworld on how the industry can get together to improve persistency, the future of ULIP’s and IMF’s, and FGLI’s planed digital initiatives for the year under the stewardship of their new CMO.
Read More
