High commissions, a complex cost structure and bundling with life insurance makes ULIPs a product that one should avoid
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More importantly, the approval rate comes along with delivering a top-notch experience, with 86 per cent reporting satisfaction with their claims experience.
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The regulator in a release called Reforms in General Insurance Business, said these measures will be helpful to simplify the insurance sector, effectively enhancing the customer-centric insurance solutions.
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Irdai has issued a Master Circular for health insurance, detailing several key mandates aimed at improving the efficiency and transparency of health insurance services.
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Depending on the policy, the alternatives for EMI payment duration for your health insurance policy may differ; however, most health insurance plans commonly offer annual, half-yearly, quarterly and monthly EMI options
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Certain changes made to health insurance rules by IRDAI like shortening of waiting periods and asking insurers to cover people of all ages may lead to an increase in premium, especially for senior citizens
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