Non-disclosure of medical details, failure to meet policy terms (e.g., waiting periods), or withholding pre-existing conditions like hypertension or heart issues can result in claim rejection
Read MoreFor a family of four living in a metro, it is recommended to opt for a family floater health insurance plan with a sum insured of at least Rs 15-20 lakh
Read MoreCritical illness plans provide a lump sum payout on diagnosis of specific life-threatening conditions like cancer, heart attack or kidney failures
Read MoreTo ensure health insurance remains affordable for seniors while providing comprehensive coverage, insurers have introduced more modular plans, allowing customers to decide the premium they want to pay
Read MoreDepending on the policy, the alternatives for EMI payment duration for your health insurance policy may differ; however, most health insurance plans commonly offer annual, half-yearly, quarterly and monthly EMI options
Read MoreWith health insurance premiums rising rapidly, it is becoming unaffordable, especially for senior citizens
Read MoreCertain changes made to health insurance rules by IRDAI like shortening of waiting periods and asking insurers to cover people of all ages may lead to an increase in premium, especially for senior citizens
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