Debt funds offer better returns, more flexibility and greater liquidity compared to fixed deposits. If you are absolutely risk-averse, fixed deposits may be a safer option
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"No material impact envisaged on the deposit-accepting HFCs, given their adequate on-balance sheet liquidity and their deposits being within the prescribed ceiling," Icra says
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The report also emphasises that the closure of businesses, which are already struggling due to global economic issues, will worsen the situation
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