In India, many women-led MSMEs lack sufficient collateral to secure loans, making it difficult for them to meet the stringent requirements of formal financial institutions
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Prioritise debts based on high interest rates, outstanding balances, or creditor terms so you free up more cash in the later months where the cash crunch is higher
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India's middle class has traditionally shied away from taking credit and loans, a mindset that stifles innovation and entrepreneurship. To transform from a nation of job seekers to job creators, it's essential to overcome this aversion and foster a culture that views credit as a catalyst for growth and opportunity
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