Author
Sunil is an experienced journalist with in-depth understanding of the financial services industry especially in areas insurance, loans, financial planning, personal taxation and also mutual funds
There are certain investment products which distributors and individual advisors deliberately keep them away from investors as because the earnings for them is low. If asked about them, the seller plays it down so that investors do not invest in them or the advisor doesn’t deal in those products and hence do not recommend such products.
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In order to chase market returns or funds that would beat benchmarks and markets by wide margin, most investors run after the current favourites based on short-term performance. In the process, not all investors stand lucky. For stable returns in line with market performance, Index mutual fund is the answer but it remains the most ignored category amongst mutual funds investors and it’s not even the favourite with most distributors
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