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Anagh Pal

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Latest Articles By Anagh Pal

RBI Cracks Down On Top-up Loans Used For Speculative Purposes: How It Affects You

Using a top-up loan for speculative investments can lead to considerable financial losses for borrowers thereby impacting their ability to repay the loan and risking a foreclosure

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RBI Keeps Repo Rate Unchanged: Should You Buy Your Home Now?

Property prices are rising, and if a prospective buyer finds a property that fits their preference and budget, they should proceed with the purchase instead of waiting for ideal conditions

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AePS Frauds On The Rise: Here Is How To Protect Yourself

Lock your Aadhaar biometrics through the UIDAI webiste or mAadhaar app to prevent unauthorised use

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Budget 2024-25
Budget And Your Personal Finances

In the budget we can see a clear push of the government to discourage short-term investors, promote the new tax regime, and tax capital gains

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Should You Buy A Health Insurance Policy From Your Bank?

In a recent circular, IRDAI has allowed policyholders to port their policies from one insurer to another within specified timelines

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Economic Survey 2024: India On Track To Become A Leading Insurance Market

The Indian insurance market has experienced significant growth due to factors such as a growing middle class, innovation, and regulatory support

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Finding It Hard To Save? It Is Common, But You Can Change It

Many people face barriers like limited financial knowledge, daunting entry requirements for investments, and the complexity of financial products

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How Is Your Credit Score Affected By Soft And Hard Checks?

A hard pull is something that happens when a credit institution makes an inquiry on the bureau when you make a credit application, whereas, as a soft pull is when a consumer is involved in seeing their credit profile on the bureau

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When Buying Life Insurance, Always Get A Term Plan

Your insurance agent would mostly insist that you buy an endowment or a money back policy instead, but that will not serve the purpose it is meant to

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The Smart Way To Build Your Nest Egg

Also known as the golden years, retirement is that phase of your life, where you want to live life, yet not be worried about money. This makes planning for retirement crucial

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