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Using a top-up loan for speculative investments can lead to considerable financial losses for borrowers thereby impacting their ability to repay the loan and risking a foreclosure
Read MoreProperty prices are rising, and if a prospective buyer finds a property that fits their preference and budget, they should proceed with the purchase instead of waiting for ideal conditions
Read MoreLock your Aadhaar biometrics through the UIDAI webiste or mAadhaar app to prevent unauthorised use
Read MoreIn the budget we can see a clear push of the government to discourage short-term investors, promote the new tax regime, and tax capital gains
Read MoreIn a recent circular, IRDAI has allowed policyholders to port their policies from one insurer to another within specified timelines
Read MoreThe Indian insurance market has experienced significant growth due to factors such as a growing middle class, innovation, and regulatory support
Read MoreMany people face barriers like limited financial knowledge, daunting entry requirements for investments, and the complexity of financial products
Read MoreA hard pull is something that happens when a credit institution makes an inquiry on the bureau when you make a credit application, whereas, as a soft pull is when a consumer is involved in seeing their credit profile on the bureau
Read MoreYour insurance agent would mostly insist that you buy an endowment or a money back policy instead, but that will not serve the purpose it is meant to
Read MoreAlso known as the golden years, retirement is that phase of your life, where you want to live life, yet not be worried about money. This makes planning for retirement crucial
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