In the first episode of Risk Effect series we present you a conversation with Gaurav Mashruwala, Certified financial planner where he defines risk as probability of losing money. “Systematic risks are those risks that exist in a system and those risks which are not systematic are called unsystematic risks. Unsystematic risks are not part of the overall system but specific to that particular investment. Regular investing helps reduce impact of systematic risks and a well-diversified portfolio helps in reducing impact of unsystematic risks”, says Gaurav. Keep following the series of Risk Effect to know how your investment return turns out to be.