Advertisement

Latest Articles in personal finance

Four Things You Should Know About The "Restoration Benefit" Feature

Weigh the restoration benefit feature alongside other policy features - especially the claim settlement history of the insurer in question

Read More

Three 'Compounding Killer' Investing Habits To Avoid

The next time you're about to fall for this pernicious little trap, take a pause and consider that doing so would almost fully negate any compounding benefits that could have accrued on this corpus

Read More

Three Kinds Of Life Insurance Policies

Next time you're sitting with a verbose Life Insurance agent who is making your head spin - take a pause and ask him/her this: what kind of policy is this? Once you've got your answer, refer to the ready reckoner below and you'll find yourself having a lot more clarity than before

Read More

3 Reasons Why You, Unlike Ravi, Probably Won’t Make 130 Crores In A Single Share

While you don’t need to concentrate your life’s worth into a single share, you might want to hold a relatively concentrated set of shares of companies that have great fundamentals, with business models that you understand

Read More

3 Rookies Mistakes First-time Direct Plan Investors Should Avoid

Before investing, make sure you take at least a cursory risk profiling quiz from the internet, to understand whether you're a conservative, moderate or aggressive investor at heart

Read More

5 Important Factors To Consider While Buying Health Insurance

How can you decide whether a plan is worth it, or not? Here are five important features to consider while making your buying decision

Read More

Equity Mutual Fund Inflows Rise 213% Year-on-year

For sure, Mutual Funds 'Sahi' hai - but just which one is 'Sahi' for you at this time, is a question best answered by an unbiased Financial Advisor with nothing but your interests in mind. Look before you leap

Read More

5 Reasons To Not Consider Non-linked Life Insurance Plans

Non-Linked Plans have very poor exit options. They do not attain a surrender value until after you've paid the third premium, and post that, the amount you can recoup from the plan in any given year builds up gradually to 90% or so over several years

Read More

All You Need To Know About Cancer Insurance

A simple health or critical illness policy will likely not cover your financial bases fully, if you unfortunately do contract the dreaded illness. If you have a family history of cancer, it would be a wise and responsible move on your part to take up a cancer insurance policy. Notably, the premiums you pay are deductible from your income under Section 80D as well

Read More

3 Misleading Life Insurance Marketing Communications That Are Doing The Rounds

Here's a compilation of the top three most misleading insurance marketing communications that are doing the round these days. As they say in Life Insurance parlance - "Caveat Emptor" or "Let the Buyer Beware!"

Read More

Should Defence Personnel Commute Their Pensions?

Here's an end note 'formula' to simplify your decision. If you do not plan to draw upon your commuted pension and can invest it for the next 14 years (barring the odd withdrawal here and there), commute it

Read More

3 Important Financial Planning Considerations For First Time Homebuyers

From a Financial Planning standpoint, it could make sense to save systematically into more liquid, interest free Financial Assets early on in your life; aiming for a property purchase later - with a larger lump sum down payment, and frequent pre-payments to help you own the property quicker

Read More