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Latest Articles in Insurance

HDFC Life Launches HDFC Life Pension Guaranteed Plan

The plan rewards those who plan in advance for the long-term by offering higher annuity rates

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Should Defence Personnel Commute Their Pensions?

Here's an end note 'formula' to simplify your decision. If you do not plan to draw upon your commuted pension and can invest it for the next 14 years (barring the odd withdrawal here and there), commute it

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Reliance General Insurance Receives IRDAI Approval For IPO

Listing of RGI is expected to be completed in FY18, subject to necessary approvals. RGI provides a wide range of general insurance products like fire, motor, health, home, crop, travel etc

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Kotak General Insurance Eyes Rs 200 Crore Total Premia in FY 18

The private sector general insurer is targeting a three-fold increase in business in terms of policies to 3 lakh from the current mark of around 1 lakh within the next couple of years.

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My Life Insurance Company Says It'll Triple My Investment In 20 Years: Isn't That Fantastic?

Insurance related SMS marketing campaign could be misleading. Lately, there's an SMS doing the rounds about a policy that will purportedly "triple your investment in 20 years' time". Prima facie, this might seem like a fantastic opportunity. However, does it pass the 'dig a little deeper' test? Let's find out

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Why Life Insurance Commission Structures Need To Be Rationalized

Over the past decade, two things have been firmly established. One, life insurance is sold, and not bought, in India. Second, the profession of life insurance sales is becoming more and more ‘transactional’ in nature.

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Six Factors That Influence Your Life Insurance Premiums

You and your friend are nearly the exact same age, and both of you applied for the same Life Insurance policy. Your friend's proposal was accepted, whereas your Life Insurance Advisor came back to you with an increased premium requirement for the same life cover. Confused? Besides your age, here are a few factors that may have influenced this outcome

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The Persistency Problem

The Persistency of an Insurer's book is quite likely it's most critical industry business parameter. Every stakeholder in the Life Insurance ecosystem is affected by it. Clients who do not renew their policies will end up forfeiting all, or most, of the premiums already paid, resulting in a direct and tangible financial loss for them

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Buying Insurance? Go online!

By purchasing your policy online, you’ll be in complete control of the entire process – right from the preliminary research to the shortlisting and final execution

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Heart Insurance For Your Loved Ones

Aviva Life Insurance launches first heart insurance for couples in the country that covers 19 major heart ailments

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LIC Jeevan Labh — Worth It Or Not?

Jeevan Labh solves no real problem for an investor. As an insurance policy, it's expensive

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All You Need To Know Before Buying Life Insurance

Here's is a nine-question checklist that can act as your saviour when it comes to avoiding nearly all life insurance related traps

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